Price Creep Alerts

Quiet Creep — Spotted

These are the categories where your personal prices moved faster than you'd expect. Not a scolding — just a heads-up so you can decide what to do.

Plan preview:

HEADLINE QUIET CREEP

Streaming Subscriptions is your biggest surprise this year. +38.2% personal vs only +4.1% nationally. One subscription quietly moved from $9.99 → $15.99/mo in April — a 60% jump with only an email notice buried in a terms update. Two others raised prices by $2–3. See full breakdown →

Top 3 alerts · free tier

Streaming Subscriptions quiet creephot

One subscription quietly moved from $9.99 → $15.99/mo in April — a 60% jump with only an email notice buried in a terms update. Two others raised prices by $2–3.

+38.2%

BLS: +4.1% · gap: +34.1pp

→

Insurance (auto + renters)hot

Auto insurance premiums spiked at renewal — industry-wide loss-ratio corrections after prior years of underpricing. Renters also up ~7%.

+18.7%

BLS: +12.3% · gap: +6.4pp

→

Grocerieshot

Eggs, cooking oils, and bread drove most of the gap — wholesale costs passed through faster than the headline index captured.

+14.2%

BLS: +8.4% · gap: +5.8pp

→

paid feature · full history

See all 9 categories + 12-month price history

The free tier surfaces your top 3 creep alerts. True Cost · $6.99/mo unlocks every category, full price history, and month-by-month drilldowns. Also bundled with Tether — shared backend, one subscription.

or bundle with Tether · save ~$3/mo

Read-only Plaid. AES-256-GCM encrypted. Behind the Phase-2 money-rail gate. Observes spend — never moves money.

your inflation snapshot

personal inflation rate

+11%

weighted by your actual spend mix

Sample · household spend model

national CPI (all items)

+4.1%

The headline number — but it's not your number.

Official · BLS CPI-U, 12-month