Category drilldown · $220/mo avg
Insurance (auto + renters)
Your price change
+18.7%
BLS category index
+12.3%
Your gap
+6.4pp
Monthly spend
$220
12-month price index (your cart, base = 100)
JulAugSepOctNovDecJanFebMarAprMayJunNow
Sample · household spend model / BLS CPI category
WHAT'S DRIVING THIS
Auto insurance premiums spiked at renewal — industry-wide loss-ratio corrections after prior years of underpricing. Renters also up ~7%.
swap & save suggestion
Get two competing quotes at renewal — insurers price loyalty poorly. Bundling auto + renters often saves 8–12%.
potential savings
~$25–40/mo